Passing the Fees calculator

Clear inputs. Clear savings. Clear comparison.

Adjust monthly card sales and current processing fees first. Then compare 3.0%, 3.5%, and 4.0% side by side before reviewing the selected savings estimate.

Interactive Passing the Fees Estimate

The flow is simple: enter the merchant’s numbers, compare the three fee-passing options, then review the selected savings estimate.

Passing the Fees

1 Enter merchant numbers

Start with sales and fees.

These two numbers drive the entire estimate. Use the sliders for quick modeling or type exact numbers.

Monthly card sales

$100,000

$10k

$1M

Current monthly processing fees

$3,000

$300

$20k

2 Compare options

See the difference between 3.0%, 3.5%, and 4.0%.

Click one option to make it the selected model in the savings estimate below.

Selected: 3.5% / 85%

3 Review selected estimate

3.5% Passing the Fees model

85% coverage

Estimated monthly savings

$2,400

Based on 3.5% customer-facing fee and estimated 85% fee coverage.

Annual savings$28,800

Effective rate3.00%

Still paid$450

Numbers used

Scenario inputs

This section confirms what numbers are being used so the prospect can follow the estimate without confusion.

Card sales$100,000

Monthly fees$3,000

Savings basisCurrent fees × coverage

Other pricing option

Find out if you are eligible for 0.80% IC+.

0.80% + $0.10

Submit a processing statement to see if the business may qualify. Eligibility depends on business type, card mix, risk profile, processing history, and underwriting approval.

Request IC+ Review

Estimate only. Actual savings depend on card mix, debit volume, POS setup, customer behavior, state rules, card-brand rules, and underwriting approval.

Ready for a more accurate review?

KingdomPay can review the statement, POS setup, gateway, and payment flow to confirm the right program for the business.

Start with your numbers